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Risk and Travel Management

The well-being of Morehouse students, faculty, and staff is the primary concern of The Office of International Education and Morehouse College.  Faculty and staff leaders are responsible for taking appropriate steps to ensure that travelers are safe and that an emergency action plan is created to respond to emergency situations.  To that end, listed below is important risk management and traveler safety information for all Morehouse study abroad participants.

*Important Update - iNext International Insurance Coverage - Please Read* 
Morehouse College partners with iNext to provide travel/medical, natural disaster, and political evacuation insurance for students, faculty, and staff participating in faculty-led study abroad experiences. The costs of enrollment in these coverages are included in the program fees for each faculty-led study abroad experience.

Medical treatment for COVID-19 is covered under the iNext plan. If a participant becomes ill while abroad and needs medical treatment, this treatment is a covered illness under the plan. Thus, treatment for COVID-19 is treated as any other illness is treated and is eligible for full medical coverage up to the maximum medical benefit, subject to the usual terms, conditions and exclusions listed in the policy.
 
Trip Cancellation and Trip Interruption (TC/TI) Upgrade
In addition to the coverages mentioned above, trip participants may individually elect to purchase/enroll in the optional Trip Cancellation and Trip Interruption (TC/TI) Upgrade:
               
Each individual participant must elect the optional TC/TI coverage. School administrators, program leaders, and travel providers cannot enroll groups into TC/TI coverage. When the participant is enrolled into a base Travel/Medical protection plan, they will receive a welcome email confirming coverage and extending the offer to purchase TC/TI by selecting a level and completing the transaction via credit card. This is done through the Finalize Insurance link in the Welcome Email. The individual participant becomes the owner of coverage at that moment. A clearly stated condition of purchase is the acknowledgement that TC/TI protection goes into effect immediately and is non-refundable. If you are enrolled in the optional TC/TI upgrade to your policy and are prevented from participating in a study abroad experience, you will be reimbursed, up to the limit on the schedule of benefits, for non-refundable cancellation charges imposed by your travel supplier or airline. The following are covered conditions:
  • Sickness, accidental injury or death of the insured, traveling companion, or family member which results in medically imposed restrictions as certified by a physician.
  • Weather which causes complete cessation of services of the Common Carrier for at least 24 consecutive hours and prevents the insured from reaching their destination.
  • Unannounced Strike that causes complete cessation of services for at least 18 consecutive hours.
  • Terrorist Incident that occurs within 30 days of your Scheduled Departure Date In a city listed on the itinerary of Your Trip.
  • Felonious Assault of You or Traveling Companion within 10 days of Schedule Departure. 
Important TC/TI coverage note: Cancellation or interruption of a faculty-led study abroad experience due to an outbreak of COVID-19 is NOT a covered cancellation trigger. However, if a participant contracts COVID-19 AFTER purchasing TC/TI coverage and PRIOR to their departure from the U.S. and medical opinion states that the individual should not travel, the sickness benefit trigger is met and TC/TI coverage would apply.
 
TC/TI Pricing

TC TI Rates*Please note that Trip Cancellation/Interruption coverage is non-refundable after purchase*
*You must be a US Resident or have a Valid US address and be in the US at the time of purchase for coverage to be valid*

 

Risk Management Resources for Students 

STEP Registration 
The Smart Traveler Enrollment Program (STEP) is a free service to allow U.S. citizens and nationals traveling and living abroad to enroll their trip with the nearest U.S. Embassy or Consulate.  Morehouse College strongly recommends student travelers to register their trip.  
Note:  For students traveling on a Morehouse faculty-led experience, the faculty/staff leader will enroll the entire group; however, for students traveling to an external partner site (Arcadia, CAPA, CIEE, IES Abroad, ISEP), please use the button below to register your trip prior to departure. 

Enroll in STEP 

Traveler's Health
Students are encouraged to utilize The Centers for Disease Control and Prevention and other responsible government and NGO contacts to evaluate and monitor the local/international environment and receive site-specific information.  Please review information provided by The Centers for Disease Control and Prevention.

CDC Travel Info

Traveler Safety 
Travel safety guidelines for faculty, staff, and students 


Risk Management Resources for Faculty 

Study Abroad Handbook 
Faculty should read the Study Abroad Handbook before organizing any education abroad program

Traveler Safety 
Travel safety guidelines for faculty, staff, and students 

STEP Registration 
The Smart Traveler Enrollment Program (STEP) is a free service to allow U.S. citizens and nationals traveling and living abroad to enroll their trip with the nearest U.S. Embassy or Consulate.  Morehouse College requires all faculty-led trips to be registered prior to departure.  Please use the button below to register your trip.

Enroll in STEP
 
Traveler's Health
Faculty and students are encouraged to utilize The Centers for Disease Control and Prevention and other responsible government and NGO contacts to evaluate and monitor the local/international environment and receive site-specific information.  Please review information provided by The Centers for Disease Control and Prevention.
 
 CDC Travel Info


iNext International Insurance

For Morehouse students, faculty and staff participating in a faculty-led experience, the entire group will use the Morehouse College Insurance Partner, iNext.  Faculty/Staff Program Leaders, please find below important information pertaining to the coverage, and procedures on how to receive assistance while abroad in the event of an emergency.